Knowledge Base

Frequently

Asked Questions

Everything you need to know about business funding, commercial real estate financing, loan structures, and how Koval Investments works with clients across the USA to achieve financial success.

How to quickly increase your credit score?

There is no magic trick to instantly increase your credit score. It takes time and requires following good credit management habits. If a company claims to fix your credit overnight, they might be fraudulent.

How to get a loan with bad credit?

If you have bad credit, consider secured loans, apply with a co-signer or guarantor, and consider NBFCs.

Does Koval Investments provide genuine credit repair services?

Yes, Koval Investments is the best credit repair company around and provides legitimate services.

What is the way to improve a credit score?

Professional credit repair services can help increase your credit score in minimal time. You can also improve your score with a DIY approach. Make timely payments of your bills, keep credit utilization low, keep older accounts open, avoid multiple inquiries, and regularly monitor your credit report for errors.

What is a Cap Rate?

The net operating income/weighted average cost of capital, debt, or equity

What is Cash on Cash Return?

It is the return on an unleveraged transaction, calculated as the amount the investor made on the property in relation to the amount invested in the same year.

What is Debt Service Coverage Ratio (or D.S.C.R.)?

The ratio of cash available to debt servicing for interest, principal, and lease payments.

What is needed for a Loan Package?

A summary of the key financial, business, and legal information defined in a commercial transaction.

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