Frequently

Asked Questions

What are the minimum requirements to qualify for business funding

While every lender has different approval guidelines, most clients should meet the following general requirements:

A personal credit score of approximately 680 or higher (higher scores generally qualify for better funding options).
A registered U.S. business (LLC, Corporation, or similar entity).
An EIN (Employer Identification Number).
A business bank account.
Valid government-issued identification.
Verifiable income or the ability to demonstrate repayment capacity.

Our team reviews each client's complete financial profile to determine the best funding strategy.

My credit isn't perfect. Can I still qualify?

Yes. Many of our clients do not have perfect credit.

If your credit profile isn't ready for funding, we may recommend our Credit Optimization Program to strengthen your profile before applying. This approach can improve approval odds and help maximize the amount of funding available.

Do I need an established business?

Not necessarily.

Many funding programs are available for newer businesses, provided other qualifications are met. During your consultation, we'll determine which funding options best fit your business stage.

How much funding can I receive?

Funding amounts vary based on your overall financial profile, including your personal credit, business information, income, existing debt, and lender guidelines.

Many qualified clients receive between $25,000 and $150,000+, while highly qualified applicants may qualify for significantly more.

Is funding guaranteed?

No. Funding approvals are made solely by our lending partners based on their underwriting criteria.

Our role is to prepare your profile, develop a strategic funding plan, and position you for the strongest possible approval outcome.

What documents will I need?

Requirements vary by lender, but clients are commonly asked to provide:

✦ Government-issued photo ID

✦ Business formation documents

✦ EIN confirmation

✦ Business bank account information

✦ Recent bank statements

✦ Proof of income, when applicable

Your Executive Funding Advisor will provide a customized checklist based on your funding strategy.

How do I get started?

The first step is scheduling a complimentary consultation. During this meeting, we'll review your goals, evaluate your financial profile, determine your funding readiness, and recommend the best path forward.

Why does Koval Investments review my credit before applying?

We believe strategy comes before applications. Rather than submitting applications at random, we evaluate your credit profile, identify opportunities to strengthen it if needed, and build a customized funding plan designed to maximize approvals while protecting your long-term borrowing potential.