Privacy Policy

Introduction

Koval Investments (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and disclose information when you visit our website Koval investments.org (the “Website”) or use our services (collectively, the “Services”). By using our Website or Services, you agree to this Privacy Policy. If you do not agree, please do not use our Website or Services.

Information We Collect

Personal Information

We may collect personal information you voluntarily provide, including:

Name, email address, phone number, and mailing address
Financial information (e.g., credit history, income, business details)
Account login credentials if you register for our Services
Other information you provide in forms, applications, or communications

Non-Personal Information

We may automatically collect:

IP addresses, browser type, operating system, and device information
Website usage data (pages visited, clicks, duration, referral sources)
Cookies and similar tracking technologies

Information from Third Parties

We may receive information about you from third parties, such as credit bureaus, partners, or publicly available sources, to provide or improve our Services.

How We Use Your Information

We use your information for purposes including:

To provide, operate, and maintain our Services
To respond to inquiries, requests, or support needs
To customize and improve your user experience
To send updates, newsletters, or marketing communications (if you have consented)
To detect, prevent, and address fraud, illegal activity, or security risks
To comply with legal obligations and enforce our agreements

Sharing Your Information

We do not sell your personal information. We may share information in the following circumstances:

Service Providers: Third-party companies that perform services on our behalf (e.g., payment processors, IT providers)
Business Partners: With your consent or as needed to provide requested services
Legal Requirements: When required to comply with laws, regulations, legal processes, or protect rights and property
Affiliates and Subsidiaries: For legitimate business purposes in line with this Privacy Policy

Your Rights (Including CCPA/CPRA)

If you are a resident of California or other U.S. jurisdictions with privacy laws, you may have the right to:

Request access to or a copy of your personal information
Request deletion of your personal information
Opt out of the sale or sharing of personal information (we do not sell your data)
Request correction of inaccurate information
Limit the use of sensitive personal information
Exercise your rights by contacting us (see Section 10)

We will respond to requests in accordance with applicable U.S. laws.

Data Security

We implement reasonable administrative, technical, and physical measures to protect your information. However, no method of transmission over the Internet or electronic storage is completely secure. We cannot guarantee absolute security.

Cookies and Tracking

We use cookies and similar technologies to:

Improve Website functionality
Analyze usage patterns
Personalize user experience

You may disable cookies via your browser, but some features of the Website may not function properly.

Financial Privacy (GLBA Compliance)

In compliance with the Gramm-Leach-Bliley Act (GLBA):

We do not disclose nonpublic personal information about our customers to third parties except as necessary to provide our services or as required by law.
We maintain safeguards to protect the confidentiality and security of your financial information.

Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review their privacy policies.

For questions, concerns, or to exercise your rights under this Privacy Policy:

Koval Investments

Email: [email protected]

Children’s Privacy

Our Website and Services are not directed to children under 13. We do not knowingly collect personal information from children. If we learn we have collected such information, we will delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The “Last Updated” date will indicate the most recent update. Continued use of the Website constitutes acceptance of any changes.