Funding solutions
Capital for every stage of your business
One advisor, one strategy, and access to our network of lending partners. We match you with the products you actually qualify for, and apply in the order that gets the most approvals.
01
0% intro APR business credit
Up to $200K
Business credit cards and lines of credit with introductory 0% APR periods, typically 6–24 months. We apply in the right order, with the right issuers, so each approval strengthens the next and you can stack higher total limits.
Best for
Launching or scaling marketing
Inventory and supplies
Bridging slow-paying receivables
Owners who want capital without interest during the promo period
Typical requirements
Personal credit score of 650+
Card utilization at 30% or less
No bankruptcy in the last 5 years
Verifiable personal income
01
0% intro APR business credit
Up to $200K
Best for
Launching or scaling marketing
Inventory and supplies
Bridging slow-paying receivables
Owners who want capital without interest during the promo period
Typical requirements
Personal credit score of 650+
Card utilization at 30% or less
No bankruptcy in the last 5 years
Verifiable personal income
Business credit cards and lines of credit with introductory 0% APR periods, typically 6–24 months. We apply in the right order, with the right issuers, so each approval strengthens the next and you can stack higher total limits.
02
SBA loans
$200K+
Government-backed SBA loans offer longer repayment terms and lower rates than most conventional business loans. We prepare your file and match you with SBA lenders that fit your profile.
Best for
Expansion, acquisitions and real estate
Refinancing higher-cost debt
Large equipment purchases
Typical requirements
Established business, usually 2+ years
Consistent revenue and tax returns
Good personal and business credit
03
Working capital and lines of credit
Fast access
Short- and medium-term funding to keep cash flowing: business lines of credit, term loans and revenue-based financing. Options are sized to your monthly revenue and deposits.
Best for
Payroll and hiringg
Seasonal cash-flow gaps
Taking on bigger contracts
Typical requirements
Steady monthly deposits
Business bank account in good standing
Time in business varies by product
04
Real estate investment funding
Residential and commercial
Funding for investors buying, renovating, building or refinancing property. We work with residential and commercial deals of different sizes.
Best for
Fix and flip and bridge loans
DSCR loans for rental properties
Ground-up construction
Cash-out refinance and HELOC
Typical requirements
The property and deal numbers
Experience helps but is not always required
Credit and liquidity requirements vary by lender
05
Equipment financing
Machinery · vehicles · tech
Finance the equipment your business runs on, from trucks and machinery to technology. The equipment itself usually serves as collateral, which keeps approvals more accessible.
Best for
Construction and trucking
Medical and dental practices
Restaurants and manufacturing
Typical requirements
A quote or invoice for the equipment
Business bank statements
Credit and time-in-business vary by lender
06
Startup funding
New businesses
Finance the equipment your business runs on, from trucks and machinery to technology. The equipment itself usually serves as collateral, which keeps approvals more accessible.
Best for
Construction and trucking
Medical and dental practices
Restaurants and manufacturing
Typical requirements
A quote or invoice for the equipment
Business bank statements
Credit and time-in-business vary by lender
02
SBA loans
$200K+
Government-backed SBA loans offer longer repayment terms and lower rates than most conventional business loans. We prepare your file and match you with SBA lenders that fit your profile.
Best for
Expansion, acquisitions and real estate
Refinancing higher-cost debt
Large equipment purchases
Typical requirements
Established business, usually 2+ years
Consistent revenue and tax returns
Good personal and business credit
03
Working capital and lines of credit
Fast access
Short- and medium-term funding to keep cash flowing: business lines of credit, term loans and revenue-based financing. Options are sized to your monthly revenue and deposits.
Best for
Payroll and hiringg
Seasonal cash-flow gaps
Taking on bigger contracts
Typical requirements
Steady monthly deposits
Business bank account in good standing
Time in business varies by product
04
Real estate investment funding
Residential and commercial
Funding for investors buying, renovating, building or refinancing property. We work with residential and commercial deals of different sizes.
Best for
Fix and flip and bridge loans
DSCR loans for rental properties
Ground-up construction
Cash-out refinance and HELOC
Typical requirements
The property and deal numbers
Experience helps but is not always required
Credit and liquidity requirements vary by lender
05
Equipment financing
Machinery · vehicles · tech
Finance the equipment your business runs on, from trucks and machinery to technology. The equipment itself usually serves as collateral, which keeps approvals more accessible.
Best for
Construction and trucking
Medical and dental practices
Restaurants and manufacturing
Typical requirements
A quote or invoice for the equipment
Business bank statements
Credit and time-in-business vary by lender
06
Startup funding
New businesses
For founders who don't have years of revenue yet. We build a strategy around your personal credit profile so your new business can access capital from day one.
Best for
Newly registered LLCs and corporations
Founders launching a second business
Side businesses going full-time
Typical requirements
Strong personal credit, 650+
Low card utilization
Registered business entity, or we help you get set up
After you're funded
We don't disappear after approval. We help you plan how to deploy the capital so it turns into real, sustainable growth.
Ready to scale?
Join 1,200+ entrepreneurs funded at 0% intro APR
Your strategy call is free. Answer a few questions and we'll match you with the right advisor.
Business funding strategy and execution for owners, investors and professionals.
Company
Funding
Contact
145 W Ostend St, Baltimore, MD 21230
Mon – Fri, 9 AM – 6 PM
© 2026 Koval Investments. All rights reserved.
Koval Investments is a funding advisory firm and is not a lender. All funding is subject to lender approval, underwriting and terms. 0% APR refers to introductory promotional rates offered by card issuers on qualifying business credit products; standard rates apply after the promotional period. The card shown is an illustration. Results vary and are not guaranteed. Credit optimization services are provided by Lion Investments.