Business funding advisory · Baltimore, MD

Get $50K–$250K+ at 0% intro APR for your business

We build your personalized funding strategy and handle the entire process, from the first application to the last approval. Approvals in as little as 20 days.

KOVAL
INVESTMENTBUSINESS
0% INTRO APR
•••• •••• •••• 2026
YOUR COMPANY LLCLIMIT $250,000
KOVAL INVESTMENT

Illustration of the business credit we help you secure. Funding is provided by lenders and card issuers, subject to approval.

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$0M+
Capital deployed
0+
Businesses funded
0%
Approval rate

100% confidential

Encrypted and secure

Free strategy call

ELIGIBILITY CHECK

Get matched with the advisor best suited to your funding plan

ELIGIBILITY CHECK

Get matched with the advisor best suited to your funding plan

Credit Optimization

Let's get your profile funding-ready

We can't help with funding right now

At this time, based on your situation, we're unable to help you with funding due to:

But we don't want to just let you go. Your credit profile can get stronger, and you don't have to figure it out alone. That's why we created our Credit Optimization Program. It's designed to help business owners like you strengthen their credit step by step, with a clear plan and a personal consultant by your side. When the time comes to apply, you'll come to lenders as a strong, funding-ready applicant.

Recommended for you

Credit Optimization Program

A guided program with a personal consultant that gets your credit profile ready for funding.

ELIGIBILITY CHECK

Get matched with the advisor best suited to your funding plan

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$

Eligibility check

Get matched with the advisor best suited
to your funding plan

Contact

Where should your advisor reach you?

You qualify for a free strategy call. We will use these details to schedule it.

Funding solutions

Capital for every stage of your business

One advisor, one strategy, and access to our network of lending partners. See all solutions →

KOVAL•••• 44170% · 12 MO
Credit limit$40,0000% intro APR · 12 months
KOVAL•••• 82030% · 15 MO
Credit limit$60,0000% intro APR · 15 months
KOVAL•••• 55300% · 18 MO
Credit limit$85,0000% intro APR · 18 months
KOVAL•••• 11860% · 21 MO
Credit limit$50,0000% intro APR · 21 months
KOVAL•••• 77420% · 24 MO
Credit limit$75,0000% intro APR · 24 months
KOVAL•••• 20260% · 24 MO
Credit limit$100,0000% intro APR · 24 months
Tap a card to see its limit
Up to $200K · 6–24 months at 0%

0% intro APR business credit

Business credit cards and lines with introductory 0% periods, applied for in the right order. Explore 0% business credit →

$200K+

SBA loans

Long terms and low rates for qualifying businesses with established revenue.

Fast access

Working capital and lines of credit

Cash flow for payroll, inventory and growth, including revenue-based options.

Residential and commercial

Real estate investment funding

Fix and flip, DSCR rental, bridge, ground-up construction, cash-out refinance and HELOC.

Machinery · vehicles · tech

Equipment financing

Finance the equipment your business runs on, with the equipment as collateral.

New businesses

Startup funding

Personal-credit-based strategies for founders without years of revenue yet.

Why strategy matters

Most business owners get rejected because of the wrong strategy, not bad credit.

Apply to the wrong lender, in the wrong order, and every hard inquiry works against you. We find out exactly why a bank would approve or decline you, and sequence your applications for maximum approvals.

Business credit

Up to $200K

0% intro APR

Stacked business credit lines with introductory 0% periods.

Loans

$200K+

SBA and term loans

For qualifying businesses with established revenue.

Business credit

Up to $200K

0% intro APR

Stacked business credit lines with introductory 0% periods.

Loans

$200K+

SBA and term loans

For qualifying businesses with established revenue.

Beyond funding

M&A, valuations and consulting

Buying, selling, valuing or growing a business? We guide owners and investors from the first strategy session to closing. Explore advisory services →

Buy · sell · merge

Mergers & acquisitions

Strategy, deal structuring, negotiation and integration for buying or selling a business.

Risk review

Due diligence

Financial, legal and operational analysis to uncover hidden liabilities before you sign.

Know your number

Business valuations

The true worth of your business for a sale, merger, acquisition or investment.

Strategy · plans · growth

Business consulting

Assessments, business plans and targeted recommendations to grow profitably.

Buy · sell · merge

Mergers & acquisitions

Strategy, deal structuring, negotiation and integration for buying or selling a business.

Risk review

Due diligence

Financial, legal and operational analysis to uncover hidden liabilities before you sign.

Know your number

Business valuations

The true worth of your business for a sale, merger, acquisition or investment.

Strategy · plans · growth

Business consulting

Assessments, business plans and targeted recommendations to grow profitably.

How it works

Our funding process

01

Free strategy call

We review your credit across all three bureaus and learn your goals.

02

Funding readiness

We determine why lenders would approve or decline, and how much you can access.

03

We handle everything

Right institutions, right order, right timing.

04

Get funded and grow

Activate your accounts and put the capital to work.

Not funding-ready yet?

Get lender-ready with our Credit Optimization Program

A lower score, high card utilization or a recent bankruptcy can hold back an approval today. Our program strengthens your credit profile step by step, with a clear plan and a personal consultant, so you come back as a strong, funding-ready applicant.

Credit Optimization Program by Lion Investments

  • Full review of all three credit bureaus

  • A roadmap for utilization, inquiries, account structure and credit mix

  • Positioning for higher limits, SBA loans and business lines of credit

  • A direct path back to Koval funding once your profile is ready

Testimonials

What our partners say

As one of the best commercial real estate firms I've worked with, I fully trust Koval Investment's expertise and commitment to excellence.

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Alexander Petrov

Commercial Real Estate Investor

They demonstrated unwavering commitment to the client and a clear focus on achieving the client's objectives.

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Karen Whitfield

Commercial Real Estate Investor

Koval Investment's expertise and service are truly at the top of the list! I'm consistently impressed with their financial knowledge

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Marcus Bennett

Commercial Real Estate Investor

Ready to scale?

Join 1,200+ entrepreneurs funded at 0% intro APR

Your strategy call is free. Answer a few questions and we'll match you with the right advisor.

Business funding strategy and execution for owners, investors and professionals.

Contact

145 W Ostend St, Baltimore, MD 21230

Mon – Fri, 9 AM – 6 PM

© 2026 Koval Investments. All rights reserved.

Koval Investments is a funding advisory firm and is not a lender. All funding is subject to lender approval, underwriting and terms. 0% APR refers to introductory promotional rates offered by card issuers on qualifying business credit products; standard rates apply after the promotional period. The card shown is an illustration. Results vary and are not guaranteed. Credit optimization services are provided by Lion Investments.